Banking and Finance Law

Banking and finance law is characterized by dynamic markets, high levels of regulation, and international networking. We support you in operating with legal certainty in this complex environment – whether you are a bank, savings bank, company, investor, or private individual. Our clients benefit from sound and strategic advice that takes all relevant interfaces into account: regulatory framework, contractual design, product innovations, and cross-border aspects.

We accompany you from the initial idea to implementation – and beyond: we analyze opportunities and risks from a legal perspective, identify ways to optimize your business, and represent your interests vigorously when it matters. Our advice is not abstract, but tailored to your specific situation – clear, efficient, and practical.

Our services focus in particular on:

Banking and banking supervisory law:

• Payment transactions (domestic and international)
• Judicial and extrajudicial dispute resolution with customers and banks
• Advice on licensing requirements under banking supervisory law and coordination with BaFin
• Design and advice on banking products and financial instruments
• Cross-border banking transactions

Financing:

• Structured financing
• Syndicated loans and intercreditor agreements
• Venture capital and mezzanine financing
• Reorganization agreements and restructuring financing
• Promissory note loans
• Leasing and factoring
• Transactions
• Legal due diligence
• Drafting and negotiation of term sheets, investment, loan, and collateral agreements
• Preparation of legal opinions and expert opinions
• Support for loan syndications and refinancing

Capital markets law:

• Establishment of and advice to investment clubs and funds subject to licensing requirements
• Review of licensing requirements and coordination with BaFin
• Preparation and support for (securities) prospectuses